Publication Date: November 15, 2024

From November 6 to 8, 2024, the Paysto team in conjunction with DIGILIFE participated in the Singapore FinTech Festival (SFF) — the world's largest event, bringing together leaders in politics, finance, and technology. Amid discussions on artificial intelligence, tokenization, and quantum technologies, the DIGILIFE team presented its vision for the future of financial operations to the audience: Shared Decentralized Trading Infrastructure (SDTI24).

SFF 2024 became the ideal platform for us to announce this key development, which not only modernizes Paysto but also lays the foundation for an entire generation of secure and high-speed financial solutions.

SDTI24: New Generation Financial Infrastructure

We are convinced that the future of FinTech lies in sharing and decentralization. SDTI24 — a core management system developed by DIGILIFE — is the answer to the growing demand for fast, reliable, and compliance-oriented operating systems. This platform is designed to:

1. Reduce CAPEX for companies entering complex markets, such as Russia.
2. Eliminate single points of failure (SPOF) through a distributed architecture.
3. Ensure instant compliance with local regulations (54-FZ, 152-FZ in the Russian Federation).

SDTI24 is not just an API. It is a holistic "framework" for financial business that allows partners to jointly use operational infrastructure, greatly increasing its efficiency and security.

Key Advantages of SDTI24 Presented in Singapore

At SFF, we focused on three main advantages that generated the most interest from international investors and the FinTech community:

• Hyperspeed: The use of decentralized load distribution principles allowed for an increase in transaction processing speed by up to 27% (compared to the previous version of the platform).
• Core-level Trust Score: SDTI24 introduces a "trust" mechanism that ensures the highest transaction reliability for partner banks, reducing the rejection rate and increasing payment pass-through.
• Ready-made Legal Wrapper: For international companies, SDTI24 offers a unique solution that allows operating in Russia without the need to establish a full-fledged local legal entity with an expensive back office and technical base. This is a Zero CAPEX model for market entry.

Our Vision: The Future of FinTech in Russia and the World

The Singapore festival confirmed a global trend: FinTech companies are seeking scalable, flexible, and, most importantly, regulatory-adaptive solutions.

SDTI24, serving as the technological foundation for our flagship platform Paysto 3.0 (expected to launch in 2025), perfectly aligns with this trend. We don't just follow innovations; we create them, providing partners with a tool that allows them to fully focus on product and sales, entrusting all operational and legal burdens to us.

Conclusion

We thank the SFF organizers for the opportunity to participate in such a significant event. The interest in SDTI24 shown by our future partners inspires us. We eagerly await the launch of Paysto 3.0 based on SDTI24 and the beginning of a new era of financial operations, where infrastructure sharing will become the standard.

Sincerely,
Paysto Team