Overview
Paysto's terms of use are defined in the Rules.
Paysto's infrastructure cannot be used for selling prohibited goods and services.
Upon connection, the user agrees to the terms of the User Agreement (public offer).
The cost of using Paysto's infrastructure is calculated based on the Sales Expense Ratio (SER). This transparent approach significantly simplifies financial planning of future operating expenses and allows for a direct, objective comparison of Paysto's costs with the expenses of creating and maintaining one's own infrastructure. It is important to note that bank fees for processing and payout are excluded from the SER calculation, as these costs would be identical for any option.
Formula
SER = (Cost of Sales / Revenue) × 100% Cost of sales includes annual operating expenses and risk coverage reserves.
Tariffs
Your costs depend on the chosen infrastructure:
A detailed comparison of Paysto configurations is presented here.
Open Temporarily unavailable
| Service name | Initial | Basic |
|---|---|---|
SER  | from 3.0% 1 | from 1.5% 1 |
| Connection time, days | 1 | 1 |
| Connection, $ | Free | $50.00 |
| Maintenance, $/month | Free | $50.00 |
| Change of payment method order |  |  |
| Hold, days | 14 | 7 |
| Fixed commission per order, $ | $0.30 | $0.20 |
| Maximum amount of one order, $ | $150.00 | no limits |
| Maximum refund amount, $/day | $300.00 | no limits |
1 - To determine the terms, send a request to help@paysto.com with the following information:
- Type of goods/services being sold:
Closed Available: 1
| Service name | Rate |
|---|---|
| SER | from 1.5% 1 |
| Launch, $ | from $3,000.00 |
| Maintenance, $/month | from $100.00 |
| Activation time, days | 1 |
| Hold, days | from 5 |
| Fixed commission per order, $ | $0.20 |
| Maximum amount of one order, $ | no limits |
| Maximum refund amount, $/day | no limits |
1 - To determine the terms, send a request to help@paysto.com with the following information:
- Website address: - Type of goods/services being sold:
Individual In queue: 12
| Service name | Rate |
|---|---|
| SER | from 1.2% 1 |
| Launch, $ | from $1,000.00 2 |
| Maintenance, $/month | from $50.00 |
| Implementation period, days | from 15 |
| Hold, days | from 3 |
| Fixed commission per order, $ | $0.20 |
| Maximum amount of one order, $ | no limits |
| Maximum refund amount, $/day | no limits |
1 - To determine the terms, send a request to help@paysto.com with the following information:
- Website address: - Type of goods/services being sold:2 - cost of the basic package.
Basic Package
Basic package for Individual infrastructure:
- Domain .ru;
- Installation of an online store on CMS Wordpress (WooCommerce) or OpenCart;
- Adaptation of legal texts for the website;
- Hosting on a shared server with a dedicated IP address;
- Email server;
- Notification server;
- Connection of one payment gateway, including undergoing the bank's compliance process and software integration;
- Setup and testing of order processing and payment acceptance;
Functions
For Closed and Individual infrastructure only.
All prices in USD.
| Name | Connection cost | Monthly |
|---|---|---|
| Dedicated payment gateway | from $1,000.00 1 | according to bank rates |
| Dedicated bank account | from $100.00 2 | according to bank rates |
| Dedicated server | from $300.00 3 | from $10.00 |
| Payment link | $300.00 | free |
| User domain | from $300.00 4 | from $1.25 |
| Deal creation (Invoicing) | $300.00 | free |
| Mass payout | from $1,500.00 5 | free |
| Balance top-up | $500.00 | free |
| Payment under contract | $500.00 | free |
| Payment to supplier | $500.00 | free |
| Internal transfer | $1,000.00 | free |
1 - document preparation, undergoing the bank's compliance process, programming and testing;
2 - document preparation, undergoing the bank's compliance process, setup;
3 - rent and setup. Includes a dedicated IP address;
4 - domain registration and server setup;
5 - document preparation, undergoing the bank's compliance process, programming and testing.
Payment Acceptance
Commission depends on the nature of goods/services:
| Payment type | Open | Closed | Individual |
|---|---|---|---|
| Bank transfer | Free | Free | Free |
| Bank card payment (MIR) | from 3.0% | from 2.5% | from 1.8% |
| Fast Payment System (SBP) | from 0.7% | from 0.7% | from 0.4% |
Payout
RF Residents
The maximum daily payout amount is regulated by the infrastructure rate.
| Payout method | Individual | Sole proprietors and legal entities |
|---|---|---|
| Bank transfer to account | from 1.5% + $1.00 | $1.00 per transfer |
| Card transfer | on request |  |
| By phone number (SBP) | on request | |
Non-RF Residents
Minimum payout amount - equivalent to $10,000
| Payout method | Individual | Legal entities |
|---|---|---|
| Bank transfer to account | | from 3% |
| Card transfer | | |
| USDT | on request | on request |
Additional Services
Document Management
| Service name | Cost |
|---|---|
| Electronic versions of documents (scanned originals): | free |
| Document exchange via EDO system (Kontur-Diadoc): | $0.60 / document 1 |
| Original documents (Post of Russia; within Russia): | $1.20 / document 1 |
| Original documents (courier service; within Moscow): | $1.80 / document 1 |
| Original documents (courier service, outside Moscow): | on request |
1 - Minimum set of 5 documents.
Claims Processing
| Service name | Cost |
|---|---|
| Fine for open dispute, $ | $10.00 |
| Fine for dispute closed in buyer's favor | 3.0% (minimum $10.00) 1 |
1 - excluding bank (payment system) commissions for payment refund.
Other
| Service name | Cost |
|---|---|
| Access for additional user, $/user per month | $3.00 |