Ready-made Financial and Trading Solutions from Paysto for Business
Paysto solutions are designed to overcome key challenges faced by users in the Russian market, from 54-FZ compliance to cross-border operations. Thanks to the universality of Paysto's shared infrastructure, we guarantee flexibility and an individual approach, providing a reliable solution for any business task in Russia, regardless of scale or complexity.
Integration and Sales Automation
Automatic Payment Processing (WebHooks)
Description: Ensuring a seamless connection between payment receipt and the start of order fulfillment. Thanks to Paysto's universal infrastructure (CMS module, Storefront, or API), the system instantly sends payment status notifications (WebHooks) and automatically initiates further business processes: sending the goods, granting access to the service, or changing the order status.
Key Metric: Increased service speed and reduction of manual labor.
Payments for Websites and Online Stores (API, CMS)
Description: Integration of the Paysto payment gateway into any internet resource (website, landing page) using ready-made CMS modules, SDK, or direct API. The solution ensures high conversion due to multi-currency support, popular payment methods, and fast transaction processing.
Benefit: Universal, fast, and reliable connection.
Payment Acceptance for Telegram Bot individual infrastructure
Description: Full integration of payment functionality into a Telegram bot for monetizing subscriptions, selling digital goods, or services. It uses the Paysto API to create payment links and process payment notifications (WebHooks) in real-time, ensuring automatic user access immediately after payment.
Advantage: Quick launch of sales in the Telegram environment with full fiscalization (54-FZ).
Payment Links (Instant Payment via Template) individual infrastructure
Description: Allows you to create an order template in the Personal Account and receive a permanent link for it, which immediately opens the payment page upon clicking. Upon successful payment completion, the external resource receives a notification (web-hook) containing the template number, payment amount, and buyer's email.
Benefit: This information allows you to configure any further scenario on your side, such as sending a link to the product or a notification about balance top-up in your billing system.
Payment Routing for Online Stores
Description: Payment routing optimized for high-load online stores. You can set up priority payment methods at any time, depending on the nature of your goods and successful payment statistics.
Advantage: Maximizing profit through high conversion.
Compliance and Administrative Support
Payment Aggregator (Single Contract)
Description: Providing access to a wide range of payment systems (bank cards, e-wallets, internet banking) under a single contract and through a single API. This eliminates the need for separate agreements with each provider, simplifying financial administration and reducing overhead costs. Within the framework of using the individual infrastructure, you can also connect an available payment gateway from the list of integrations or request the connection of any other payment method.
Benefit: Centralized management of all payment flows.
Sales without a Fiscal Register (54-FZ)
Description: Paysto assumes all obligations for the fiscalization of sales to individuals in accordance with 54-FZ. The user is not required to purchase, register, or maintain their own online cash register (fiscal storage device). This significantly reduces capital and operational costs for IT infrastructure. More about fiscalization
Key Metric: Reduction of costs and full compliance with legislation.
Payment Acceptance for Individuals and Self-Employed
Description: A solution for self-employed individuals, bloggers, private individuals, and small entrepreneurs who operate without registering as an Individual Entrepreneur (IP) or LLC. Paysto takes on the functions of a tax agent, ensuring legal fund acceptance, automatic fiscalization, and receipt generation. It frees the user from routine accounting operations.
Benefit: Legalization of sales, reduction of administrative burden, and rapid scaling with minimal effort.
Payment Acceptance with VAT (for B2B and Government Customers) individual infrastructure
Description: An infrastructure solution for companies working with the large B2B segment and government customers. Paysto ensures invoicing with VAT included, management of complex document flow, and full transaction transparency for tax accounting purposes.
Advantage: Creation of conditions for working with large contracts.
International and Non-standard Business Tasks
Payment Acceptance for Non-residents of the Russian Federation (Cross-border Operations)
Description: Comprehensive financial and legal support for cross-border operations. Allows non-residents to accept payments in Russia with automatic conversion, compliance with currency control, and local tax legislation, minimizing the risks of blocking and penalties.
Advantage: A reliable channel for international business.
Goods Resale (buy-sell-earn, including Foreign Economic Activity) individual infrastructure
Description: The solution allows Paysto infrastructure users (including non-residents) to purchase goods or services, including transactions with foreign suppliers, and subsequently sell them within the Russian Federation without the need to register a local company. Using the functions "Balance Top-up," "Supplier Settlements," and "Payment Acceptance" forms a ready-made solution for operating under the buy-sell-earn model.
Key Metric: Comprehensive automation of the entire B2B/B2C trading cycle, including international import/export and financial transparency.
Individual Solution (Non-standard Business Tasks)
Description: Comprehensive development and implementation of a unique financial or trading infrastructure, fully adapted to the client's specific requirements. By utilizing Paysto's modular architecture, we will propose a solution for any non-standard business task in Russia, guaranteeing maximum flexibility and compliance with all regulatory norms.